Our System  
How Does the Lease Option or Rent to Own Process Work?
 

Rent to Own, Lease Option, (sometimes seller financing) and our "Dream Home Now" programs are a perfect way for you to move into a home now, then take the time you need to fix your credit or save a higher down payment... all while living in the home of your choice. 

Banks and mortgage companies are asking for close to a 20% down payment as well as near perfect credit to issue a new home loan. We usually only require 3% to 5% of the cost of the property at move-in, plus the first months rent. This deposit is knows as an "option fee", which is the key that gives you the legal right to buy the property at a later date at the agreed upon price.

The best part, is the full deposit comes off of the selling price of the house! You may even be able to use this as part of your down payment when you eventually finance and buy the property. In addition, we may be able to give you a rent credit towards the purchase price from the monthly rent you pay as well! 

Once You Have Found the Perfect Home

After you have visited your future new home and decided to move forward, you will sign a simple form showing your intent to rent to own, and we will begin the process that moves us towards a "closing".  We will ask for information about your employment, past rental history and ability to make the monthly payments, and in most cases your job and rental history will be all the credit you need, to qualify to move into your new home. 

You will require a small earnest money deposit in advance to "lock you in" to the the home you have chosen, (which also keeps us from showing your special home to other parties) and if approved, our attorneys and closing department will take care of the rest! You'll attend a "closing" where all of the papers will be signed, and all that is left is to get the keys and MOVE IN to your new home!

After moving into your new home, we will immediately put you in touch with our preferred specialists who can help you plan for and begin learning the steps required to qualify for a mortgage of your own. This will eventually allow you to buy the property and put it into your own name, giving you even more benefits and the full pride of ownership. We won't "abandon you" after you move in... our goal is to watch you go from house renter to home owner in as short of a time as possible!

 
The Steps to Owning Your Own Home
 
* Complete our "Find My Home" form found here
*  Let our experts search our database of available homes
* Visit the homes and choose your dream property
* Sign a simple "Intent to Rent to Own" form
* Design a plan to go from "renter" to "homeowner"
 
To tell us about "The Place You Want to Call Home", and to be notified about properties that become available before the information is passed to local Realtors, hits the newspapers, or is shown to the public, complete the short form NOW by clicking below!   
 
 
 
 
 
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